Payment Options

Healthcare Financing

For the veterinary care you deserve.

In order to maintain our high standard of service, we require that payment is made at the time services are rendered. We provide estimates for all surgeries and hospitalizations. If you have not received an estimate, you are welcome to request one at any time for your expected charges. Animal Emergency Hospital & Urgent Care is happy to accept:

Debit Card
American Express

Care Credit is a credit card that can be used to pay for out-of-pocket expenses not covered by medical insurance, and special financing options are available that you may not be able to get with other cards.

Pay for health, and wellness care at over 225,000 enrolled providers across the nation. Once you’ve applied, you can use it again and again at any location that accepts CareCredit.

A short term financing option of 6 months no interest is charged on purchases of $200 or more when you make the minimum monthly payments and pay the full amount due by the end of the promotional period. If you do not, interest is charged from the original purchase date.

Scratchpay is a financing option offered through us. Scratchpay uses a soft credit check to assess offers, so no hard check will ever impact your score when applying or accepting. Plus, if you pay off your plan on time, Scratchpay will report positively to credit bureaus–boosting your score

To apply text PAY to +1 213-296-0817 or visit to begin a 90 second long application. Upon completing the application, you will receive an instant approval decision. You can then hit “Agree and Submit” if you wish to use the plan. 3 payment plans are available:

  • Pay Later Plan: 3 month, 0% APR invoice plan
  • Take 5: 0% APR, easy way to pay 1/5 now, and pay the remaining amounts back every other week
  • Pay Over Time Plans: 12 & 24 month, with interest rates varying by situation

We use to manage our payment plans. VetBilling is an interest free payment option that allows you to make bi-weekly or monthly payments. A non-refundable administration start-up fee is assessed to start each payment plan and a small administration fee is added to each payment. There is no penalty or fees for early payoff.

We require the following conditions to be met to be eligible for a payment plan:

  • The payment plan payoff cannot be longer than 12 months
  • Payments must be deducted electronically from a credit card, debit card, or bank account. We ask for two valid forms of payment
  • If payments are not made on time late fees and return fees are assessed

We offer two options for this plan depending on the maximum amount needed to be financed:

$5,000 Limit:

  • No credit check is required.
  • A 25% deposit of the total or the office call and emergency fee (whichever is more) is required.

$10,000 Limit:

  • A soft credit check is required
  • Based on the credit check, a deposit will be determined based on the total or estimated total of services.

Pet Insurance

Pet insurance is a great option to make caring for your pet affordable, and ensure that they receive the care they need, when they need it.

With most pet insurance plans, you pay the veterinarian up front and are reimbursed by your insurance provider after filing a claim. To compare pet insurance provider options, visit Pawlicy Advisor.